What is my business worth today?
Inputs Next Steps

Liabilities
Accounts payable
$
Taxes payable
$
Credit card balance #1
$
Credit card balance #2
$
First loan
$
Second loan
$
Third loan
$
Fourth loan
$

This tool calculates the net worth of your business. Net worth is based on your estimate of the fair market value of the firm's assets and the outstanding amounts due on the firm's debts as of a certain date. Net worth is the net value of your ownership in the business. It is calculated by subtracting the liabilities of your business from its assets.


Since determining the fair market value of your assets is a subjective practice, you should consult a financial or tax adviser.
Accounts receivable: An asset that reflects the bills that are owed your company. Accounts receivable is a current asset, which means you expect to collect on the accounts over the next operating cycle (usually 12 months).
Fair market value: The value or price at which a commodity would change hands, assuming a willing buyer and a willing seller and no duress.
Other liabilities: Liabilities that are not categorized into another commonly used category of liabilities. Generally, other liabilities constitute less than 5% of the total liabilities of a company.
Property: Property, also called real estate or fixed asset, is an asset account of your business.
Equipment: An asset account that represents assets considered an essential part of a plant or other real estate such as machinery, tools, and any other fixed assets required to produce your goods or service.
Intellectual property: Intangible assets such as patents, copyrights, trademarks, and service marks that create value for the company that owns the assets but that cannot easily be measured.
Furniture: An asset account that represent removable assets considered a part of a plant or other real estate such as desks, chairs, sofas, and tables, etc.
Taxes payable: A liability that reflects the taxes you owe federal, state, and local tax authorities. Taxes payable is a current liability, which means you expect to pay off the accounts over the next operating cycle (usually 12 months).
Personal net worth: Net worth, also called total equity, is equal to assets minus liabilities.
Fixtures: An asset account that represent unremovable assets considered a part of a plant or other real estate such as lighting, flooring, paneling, sinks, toilets, etc.
Other assets: Those assets that are not neatly categorized in a more common asset. Generally, other assets constitute less than 5% of a company's assets.
Notes receivable: An asset account that represents those claims you have on debtors. Notes are like bank loans since they are used as a source of debt financing.
Accounts payable: A liability that reflects the bills you owe other companies. Accounts payable is a current liability, which means you expect to pay off the accounts over the next operating cycle (usually 12 months).
Inventory: An asset that reflects the products you are holding for sale. Inventory is a current asset, which means you should expect to be able to sell the inventory over the next operating cycle (usually 12 months).
Leasing obligations: A commitment and contingency that are included in the notes of financial statements. Since leasing agreements may be canceled, leasing obligations are excluded from the balance sheet.
Credit card balance: The amount you owe on your credit card(s) and pay interest on.
Money market account (MMA): A bank account that invests in the safest of short-term securities. Opening a money market account generally requires a larger deposit than a checking account since it pays a higher interest rate than demand deposits. The FDIC insures money market accounts for up to $250,000 per institution per depositor.
Vehicles: An asset account that includes passenger cars, delivery trucks, and other motorized (or non-motorized) means to distribute your goods and services.
Certificate of deposit (CD): A time deposit that you make at a bank generally ranging in amount from $500 to $250,000. The FDIC insures CDs for up to $250,000 per institution per depositor.
Leadfusion CALCULATORS: Small Business Email Results

The Northwestern Mutual Life Insurance Company, 720 E. Wisconsin Avenue, Milwaukee, Wisconsin, 53202-4797.

The calculators are provided by a third party service provider, Leadfusion, Inc. The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed by Northwestern Mutual. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Northwestern Mutual, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation.

Please see the Northwestern Mutual Website for information on the Legal Notice, Privacy Statement, and other disclosures.